MOB l Online procurement & 'Line of Credit' for interior, construction & sustainable materials for 'Architects and Contractors'

Bengaluru

Large order (RFQ)

90 days Line of CreditUse across India with any supplier*

Upto ₹50 L

Buy all civil & interior materials

Apply for mobCREDIT

Business name*

Business mobile (for OTP)*

GSTIN*

* with all suppliers using MOB’s partner platform

Enabling partners

mobCREDIT is for (with GSTIN)

Architects

Contractors

Interior designers

mobCREDIT terms

Get credit upto 50 lakhs

Your credit amount is generated based on the CIBIL score/s and volume of tax filings which are calculated via advanced algorithms.

No Collateral required

Finally you can enjoy mobCREDIT, without collateral. However, E-Nach is mandatory for the amount sanctioned.

Upto 90 Days Repayment

Enjoy a 90-day repayment period, with the first 21 days interest-free post-delivery. After that, interest accrues daily until day 90. Repay anytime within this period at your convenience.

Factors for line of credit approval

Cibil score

Tax filings

Purchases via mob

How does mobCREDIT work?

Apply online

Get approved

Use mobCREDIT anywhere

Keep these ready to start the application

1. GSTIN login CREDENTIALS of your business

2. Client and Business KYC

3. Document formats

Upon approval keep these ready

1. Insert ADDRESS where business SIGNBOARD is there

2. Uploading 6 months of primary business bank account statement

3. Need for e-NACH setup upon approval of Line of Credit

Testimonials

Home & Office Construction

mobCREDIT has simplified the process, eliminating the hassle of constantly requesting credit from suppliers. Now, we focus on what matters most—building! Highly recommend it!

Sankalp Solanki

My Sankalp

Construction & Interior firm

Initially, we didn’t think we needed it, but mobCREDIT has greatly simplified payments and boosted supplier trust. With broader adoption by suppliers, it will ease procurement.

Amith Shetty

Yaahvi Homes

Home & Office Construction

mobCREDIT has simplified the process, eliminating the hassle of constantly requesting credit from suppliers. Now, we focus on what matters most—building! Highly recommend it!

Sankalp Solanki

My Sankalp

Why mobCREDIT is important for you

Get VIP member access

Faster response and easier transaction is enabled when your are approved and activated for mobCREDIT. You automatically get the VIP member tag with MOB

E Nach

E-Nach is similar to a PDC (Post Dated Cheque) in a digital format. Ensuring your credit score health

Tax credentials

Your tax credentials allow our partnered NBFCs to decide on the credit limit based on the volume of tax filing by your business

Use mobCREDIT across India

With any registered sellers

E Nach

E-Nach is similar to a PDC (Post Dated Cheque) in a digital format. Ensuring your credit score health

Frequently asked questions

I have submitted the application as per the link provided. What are my next steps?

What documents are required for onboarding?

Can I call and talk to someone to understand the process better?

What happens if my application is rejected?

Which address should I mention? Is there a physical verification process?

What is eNACH and is it mandatory?

Can I give a Post Dated Cheque ('PDC') instead of doing eNACH? Will it affect my credit limit?

What are the key features and benefits of the program?

Are there any hidden charges like processing or transaction fees I should be aware of?

Why is my disbursal amount in the agreement is showing higher than my approved/ sanctioned credit limit?

Can I use this Line of Credit apart from purchases with mob (mad over buildings)?

Can I make payments using debit/ credit card? What are allowed means of re- payment?

Who is eligible for the mobCREDIT program?

What is the typical timeline for credit limit approvals and activations?

What happens if I make a late payment?

Others